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Benefits of SSAS

SSAS allows options, flexibility, transparency and control. Business owners warm to the idea of knowing what's going on - especially when it comes to a sizeable on-going investment of hard-earned money. This combination is ideally placed to give better value for money.

Flexibility - A wide range of investment options presents itself - spanning Stock-market investments, deposits, tax-exempt unit-funds, property, forestry.

Transparency - Means no more and no less than having a handle on what's happening to your money; how funds perform from year to year and charges incurred.

Control - Puts the business-owner in the driving seat. The SSAS Pension Schemes' assets are not controlled by an insurance company, instead the Trustees maintain complete control.

Borrowing -Borrowing within an SSAS is now available.

INVESTMENT OPTIONS

• Direct Property Investment (with borrowing)
• Shares Portfolio
• Managed/ Equity Funds
• Property Funds
• Hedge Funds
• Currency Funds
• Tracker Bonds
• Government Stock
• Deposit-based instruments

Investment Freedom - The Small Self-administered Pension Schemes' Trustees are able to exercise greater investment freedom, including investment in shares and government bonds.

Tax Advantages - The SSAS Pension' Schemes can provide huge tax savings.

Commercial Property Investment - The SSAS Pension Schemes can invest in land and commercial property. SSAS may normally borrow up to 50% of the net asset value of the SSAS to help with financing the purchase of a property or funding other investment.

Commercial Property: Buy your Offices or Business Premises with your SSAS.

• Your SSAS can buy commercial property and this can then be rented to your company
• Your company pays rent to your pension fund, instead of the rent being wasted
• There is no tax on this rental income and there is no Capital Gains Tax if the property goes up in value
• If you, or your company, already own offices, you can sell these to your SSAS and so you move your asset into a tax shelter
• Your SSAS can buy commercial premises from a third party
• If you are a business owner, putting your business premises into your pension can be very tax-efficient
• Once you find the property, we will put it into SSAS for you, your SSAS can also take on a mortgage to assist with the purchase
• Your SSAS can buy commercial property or land from you, this could be a way of getting tax reliefs and freeing up a lot of cash